50%+ overall
Money Explorer
Identifies coins and notes, sorts needs and wants, explains a simple saving goal.
Assessment and certification
Every learner starts with a diagnostic check and ends with an equivalent final assessment, so progress can be shown clearly.
50%+ overall
Identifies coins and notes, sorts needs and wants, explains a simple saving goal.
70%+ overall
Tracks savings over four weeks and solves one-step money problems.
85%+ overall
Presents a Money Fair stall and explains choices using money words.
An equivalent final check is given in Week 52.
| Criterion | Beginning | Developing | Secure | Excelling |
|---|---|---|---|---|
| Financial knowledge | Recalls some terms | Uses terms correctly | Explains concepts clearly | Applies concepts to new situations |
| Calculation accuracy | Frequent errors | Mostly correct with help | Correct independently | Correct and checks own work |
| Decision-making | Choice without reason | Gives one reason | Compares options | Weighs trade-offs and consequences |
| Communication and teamwork | Needs prompting | Shares ideas | Explains clearly to others | Leads and supports peers |
FinKidz certificates recognise skills achieved in this programme. They are not formal accredited qualifications.