Ages 8–10
FinKidz Explorers
Visual storytelling and play
- Visual storytelling
- Matching games
- Counting money
- Needs versus wants
- Simple savings plans
- Drawing-based assessments
Three learner editions
A pathway for every age
Ages 8 and 14 differ a lot in reading, maths and money understanding, so each age band has its own edition of the 52-week programme.
Ages 11–12
FinKidz Builders
Calculate, compare and decide
- Budget calculations
- Saving challenges
- Price comparisons
- Entrepreneurial role-play
- Basic digital finance
Ages 13–14
FinKidz Future Leaders
Analyse, forecast and lead
- Investment simulations
- Compound interest
- Business planning
- Financial ethics
- Consumer protection
- Financial decision-making
All 52 weeks by age group
Module 1: Money Foundations
- Week 1 · Understanding Our Currency
Match coins and notes to their values with picture cards
- Week 2 · Money Matters
Story: where money comes from, then sort ways to pay
- Week 3 · Setting Goals
Draw a savings goal and colour a 4-step tracker
- Week 4 · Budgeting Basics
Share pretend pocket money into spend, save and give jars
Module 2: Earning Money and Enterprise
- Week 5 · Work and Earning
Picture-match jobs to what workers earn and do
- Week 6 · Exploring Careers
Dress-up career role-play and “When I grow up” drawing
- Week 7 · Entrepreneurship Exploration
Spot problems at school that a business could solve
- Week 8 · Starting Your Own Business
Plan a pretend lemonade stall with costs in pictures
Module 3: Saving Money
- Week 9 · The Importance of Saving
Count savings in a jar over a story week
- Week 10 · Banking Basics
Visit a pretend bank: deposit and withdraw play money
- Week 11 · Needs vs Wants
Sort picture cards into needs and wants
- Week 12 · Saving for the Future
Make a “future me” savings poster
Module 4: Spending Wisely
- Week 13 · Smart Shopping
Shop role-play: which toy is better value?
- Week 14 · Understanding Prices
Read price tags and add two items
- Week 15 · Entertainment Budgeting
Plan a fun day out with a picture budget
- Week 16 · Making Choices
Choose between two treats and explain why
Module 5: Investing Basics
- Week 17 · Introduction to Investing
Plant a seed story: watching money grow
- Week 18 · Investing for the Future
Story jar that grows each year
- Week 19 · Risk and Reward
Safe vs risky choices card game
- Week 20 · Virtual Investing Game
Pick a pretend favourite company and follow a picture chart
Module 6: Understanding Credit
- Week 21 · Introduction to Credit
Borrowing a toy story: why we give things back
- Week 22 · Using Plastic Wisely
Spot a scam: “You won a prize!” picture cards
- Week 23 · Building Good Credit Habits
Keeping promises chart: paying back on time
- Week 24 · Understanding Loans
Count how much more you pay back in a story
Module 7: Giving Back
- Week 25 · The Joy of Giving
Make a kindness card and plan a good deed
- Week 26 · Budgeting for Giving
Give jar: decide how much to share
- Week 27 · Community Service
Class helper project with adult supervision
- Week 28 · Reflection and Gratitude
Gratitude drawing: what money cannot buy
Module 8: Financial Responsibility
- Week 29 · Reviewing Budgets
Check your jars: what went well?
- Week 30 · Emergency Preparedness
Rainy day jar story
- Week 31 · Insurance Basics
What is insurance? Umbrella story
- Week 32 · Planning Ahead
Picture plan for next holiday
Module 9: Real-Life Money Skills
- Week 33 · Money Management Skills
Count and record pretend money in a chart
- Week 34 · Paying Bills
Match bills to things at home (water, light)
- Week 35 · Tax Time
Why we pay for roads and schools story
- Week 36 · Bank Visit
Pretend bank visit: forms and counters
Module 10: Global Finance
- Week 37 · International Currency
Money from around the world matching game
- Week 38 · Global Economy
Where do my things come from? Map game
- Week 39 · Global Impact
Save the planet shopping choices
- Week 40 · Cultural Perspectives
Money customs from different cultures story
Module 11: Advanced Concepts
- Week 41 · Diversification
Don’t put all eggs in one basket game
- Week 42 · Retirement Planning
Grandparent story: saving for later life
- Week 43 · Estate Planning
What we pass on: family treasures story
- Week 44 · Ethical Finance
Fair or unfair? Picture sorting
Module 12: Financial Literacy in Everyday Life
- Week 45 · Home Economics
Plan a pretend family meal on a budget
- Week 46 · Student Finances
Saving for school things story
- Week 47 · Negotiation Skills
Swap game: fair trades with friends
- Week 48 · Avoiding Financial Pitfalls
Stranger danger online: money edition
Module 13: Capstone: Money Smart Futures
- Week 49 · My Money Story and Portfolio
My money story picture book
- Week 50 · Junior Business Challenge
Design a simple product with pictures and price
- Week 51 · FinKidz Money Fair
Run a Money Fair stall with play money
- Week 52 · Graduation and Future Action Plan
Draw my future money goals
Enrichment topics
Woven into existing weeks — the programme stays 52 weeks long.
Digital money and mobile banking
Children increasingly meet electronic payments, digital wallets and online purchases.
Activity: Simulated mobile banking transactions
Financial psychology and behaviour
Impulse buying, peer pressure, advertising and emotional spending shape choices.
Activity: The 24-hour spending challenge
Financial scams and cybersecurity
Protects children against phishing, fake competitions and online fraud.
Activity: Spot the Scam detective game
AI and money management
AI can help with budgets, but advice can be wrong and privacy matters.
Activity: Human vs AI budgeting challenge
Inflation and purchasing power
Explains why prices rise and how this affects savings.
Activity: Compare a fictional shopping basket across years
Family financial resilience
Introduces emergencies and income changes sensitively, with no personal disclosure.
Activity: Family budget rescue simulation
Consumer rights
Refunds, receipts, misleading advertising and responsible purchasing.
Activity: Consumer complaints role-play
Sustainable and ethical finance
Connects money decisions with environmental and community impact.
Activity: Green business challenge
Social entrepreneurship
Businesses can solve community problems while staying financially viable.
Activity: Design a community-impact enterprise
Financial inclusion
People have different access to banking and financial opportunities.
Activity: Compare different ways to save money safely