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WEEK 19

Risk and Reward

Full course · opens one week at a time after the free trial

From the FinKidz learner workbook

Your mission

Describe uncertainty, potential gains and losses.

Words to know

Risk and Rewarddecisionplanmoney

Read aloud — teacher / learner script

"Welcome to Week 19! Today we are learning about risk and reward. Investing means putting money into something that might grow, but could also shrink. Think of a time you had to choose between two things. What did you choose and why? A good money decision starts by asking what we need, what it costs and what might happen next."

Stop & talk

What does this mean in your own words? Give one example from school, home, a shop or your community. You may invent an example if you prefer.

Story challenge

stable low growth vs volatile high growth.

Worked thinking model

  1. Identify the money amount, price or problem in the story.
  2. Write down what is known and what is missing.
  3. Compare at least two options.
  4. Explain your choice in a complete sentence. If numbers are given, show the calculation and check it.

My answer: Write the facts, show any calculation and explain your choice.

Let's play

Record returns and discuss feelings. Allow pairs to compare answers and invite one team to explain a different approach.

Game rules: Work in pairs. Partner A is the decision-maker and Partner B is the friendly challenger. You have three minutes to make a plan, two minutes to explain it, and one minute to swap roles. Award one star for a correct fact, one for clear reasoning and one for kindness.

Do it yourself — Task A

Draw a picture or make a small table showing the main idea. Label at least three things.

Do it yourself — Task B

Create a different scenario involving R100. Show how your decision changes if you have only R60. For older learners, include a trade-off and an explanation.

Real-life transfer

Describe one safe way to practise this skill without buying anything or sharing private family information.

FinKidz quick quiz — 4 questions

  1. Does high return always happen?
  2. Explain one smart choice from today’s case.
  3. Name one situation where you would use this skill.
  4. Challenge: Make up one new example and explain the best decision.

Exit ticket

Today I learned ____. Next time I will try ____.

At home (optional)

Ask a trusted adult how they compare choices; do not ask for account numbers, passwords, salaries or private bills.

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